Best Yoga Teachers Insurance in the UK and Europe in 2026

Public Liability and Professional Indemnity

Starting your career as a yoga teacher is exhilarating - so well done for completing your teacher training. But before you roll out your mat and guide your first students through their sun salutations, it's worth sorting out your insurance.

In most countries, public liability cover isn't a legal requirement for yoga teachers - but it's strongly recommended. Accidents can happen in any physical activity, and a yoga class is no exception. An injury to a student, or damage to a venue's property, can lead to costly compensation claims and legal fees that land on you.

Yoga teacher insurance usually combines two things: public liability, which covers bodily injury or property damage to the public during your classes, and professional indemnity, which protects you against claims of negligence from your students. The only genuinely compulsory cover is employers' liability insurance, which is a legal requirement in the UK if you employ staff.

One thing to watch wherever you're based: most policies exclude the US and Canada. If you teach students there via live-streamed classes, make sure your cover is extended to include those countries.

Why can we advise yoga teachers about their yoga insurance?

We're a live-streamed yoga marketplace that's been operating since the 2020 lockdown, and today we welcome teachers all over the world. Every teacher who joins shares a copy of their valid insurance with us — so we've built up a real picture of what teachers actually use and trust. In this article we review the leading providers, with example quotes and a direct link to each, plus the exclusive discounts we've arranged through our partners: Insure4Sport in the UK and Exali across the EU (use coupon "LiveYoga" for 10% off with Exali).

If you click one of our links and take out a policy, we may earn a small commission at no extra cost to you.

Our teachers prefer Balens, Insure4sport, Hiscox, and Wellbeing

Because every teacher who joins us shares a copy of their diploma and their valid insurance, we've built up a genuine dataset of what teachers rely on — not marketing claims, but real policies in use.

Looking at our yoga teachers in 2026, four providers stand out. Here's how they break down, before we look at each one in detail:

The Number One is Balens & Zurich!

Balens and Zurich is used by 27% of our teachers. The reason? They have partnered with Yoga Pros (previously called Yoga Alliance Professionals), a reputable studio certification organisation for Yoga Teacher Training, so they have access to the biggest pool of Yoga Teachers in the UK. A membership + insurance will cost you £148 a year with Balens & Zurich via Yoga Pros. If you'd like to join Yoga Pros without a yoga teacher's insurance, it goes down to £99. So you're getting a Balens & Zurich cover for £49!

Bluefin, another player, is the British Wheel of Yoga insurance provider (the governing body for yoga in the UK). However, they ask new students to fill out a health form prior to any class with a BWY teacher, which is not easy to obtain from students, especially when you teach online.

Balens without Yoga Pro's

We've requested a quote from Balens directly, and for a hatha yoga teacher, coverage of £4 M, no personal accident cover, and no business equipment cover, we got a quote of £88.80 per year. Some of our teachers chose Balens direct when they wanted to make sure they get the proper cover for their specialities (nutrition or massages for example). You can get a tailored quote for your needs by clicking here

2nd most popular insurance: Insure4sport

Insure4sport is the 2nd preferred insurance provider among our yoga teachers (23%). And the cheapest! A trademark of Ripe Insurance Services Limited, insure4sport offers covers from 64,99 a year, often with a 50% discount on year one, £32.50 for the year. Getting the quote is quick and easy, probably the most user friendly process. You can get a quote via this link and get 60% off year one with our exclusive partnership with them.

3rd and 4th choice: Hiscox and Wellbeing

If you are an Iyengar Yoga teacher in the UK, chances are that you have a Wellbeing insurance: they partner with Hiscox, which comes in third place on our list of preferred yoga teacher insurance (11%). Wellbeing is the official insurance provider for Iyegar yoga teachers when you are a member of the Iyengar Yoga Association.

Compared to Insure4sport, the process to get a quote was long and not very user-friendly, you have to search through a huge list of items to find the ones you've missed to be able to go to the next page. We asked for a quote without being a member of the Iyengar Yoga Association and were given a price of £142.28 (for 7M).

Click here to ask for a Wellbeing quote.

Hiscox is also available in EU countries and some of our teachers use Hiscox in France for example. You can get a quote here.

Exali: Get 10% off with our exclusive voucher for a EU insurance

With Exali you can get an insurance that covers your online classes and also covers your in-person and retreats within Europe. Price starts at €229 per year with a discount of 10% year one if you use the voucher in the image below. Here is how to get insured:

• Go to www.exali.com.
• Select Yoga Teacher and enter the required details (country, annual turnover, desired sum insured, etc.). The premium will be displayed instantly.
• In the second step of the application process, there is a field where the promotion code can be entered. Simply enter the voucher in the image below there, and the 10% discount on the first year's premium will be applied automatically.
• Continue the online application and complete the insurance directly.

If you have questions during the application process or if you are unsure which option to choose, the Exali team is always happy to help.